Payment Gateway / Processing · Vendor file
PayPal
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Active · verified September 2026
Categories PayPal serves
The B4 Index places PayPal in one category. Each category page lays out the build-versus-buy considerations for that decision.
Payment Gateway / Processing 3.49% + $0.49 per domestic online transaction
The B4 Index scores every software category on two axes, strategic differentiation and AI feasibility, to
classify it Build, Buy, Bridge, or Beware. Vendor facts here are independent of that call. See the full
methodology.