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Open Banking

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The trusted financial innovation that connects banks and fintechs to help the UK's consumers and businesses take control of their finances.

Active · verified September 2026

Categories Open Banking serves

The B4 Index places Open Banking in one category. Each category page lays out the build-versus-buy considerations for that decision.

The B4 Index scores every software category on two axes, strategic differentiation and AI feasibility, to classify it Build, Buy, Bridge, or Beware. Vendor facts here are independent of that call. See the full methodology.