Payroll · Vendor file
OnPay
onpay.comCloud payroll and basic HR for US small businesses including multi-state employers
Active · verified June 2026
Categories OnPay serves
The B4 Index places OnPay in one category. Each category page lays out the build-versus-buy considerations for that decision.
Payroll $49/mo base + $6/employee/mo
OnPay compared
The B4 Index scores every software category on two axes, strategic differentiation and AI feasibility, to
classify it Build, Buy, Bridge, or Beware. Vendor facts here are independent of that call. See the full
methodology.