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Jifiti

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White-label embedded lending platform powering POS financing and BNPL for banks and lenders

Active · verified June 2026

Categories Jifiti serves

The B4 Index places Jifiti in 2 categories. Each category page lays out the build-versus-buy considerations for that decision.

BNPL Infrastructure (White-Label) Enterprise; implementation + per-transaction/program fees
BNPL White-Label Infrastructure (Installments-as-a-Service) Custom enterprise pricing; mix of platform fee and per-transaction basis points
The B4 Index scores every software category on two axes, strategic differentiation and AI feasibility, to classify it Build, Buy, Bridge, or Beware. Vendor facts here are independent of that call. See the full methodology.