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Restaurant POS · Head to head

Clover vs Toast

Both products compete in Restaurant POS. Restaurant POS software handles order-taking, kitchen communication, payment processing, and table management for food service operations — connecting the front-of-house guest experience to kitchen display systems, tip handling, and end-of-day reporting in a single managed platform. Here are the facts the B4 Index maintains on each, side by side.

The two files, side by side

What it is
Fiserv-owned, hardware + software bundle
Dominant restaurant POS, ecosystem play with payroll/scheduling
Pricing
$14.95-94.85/month + processing
$0-165/month + 2.49-3.09% processing
Categories served
Restaurant POS, Retail POS
Restaurant POS
Status
Active · verified September 2026
Active

The decision underneath the comparison

Choosing between Clover and Toast assumes you're buying Restaurant POS at all. That's the prior question, and the B4 Index scores it on two axes: how much Restaurant POS differentiates you, and how far AI has come at building it. Read the build-versus-buy considerations for Restaurant POS before you shortlist either product.

Vendor facts are maintained independently of any B4 verdict and re-verified on a monthly liveness check. See the full methodology.